Coastal Federal Credit Union is a not-for-profit, member-owned financial institution serving Raleigh, North Carolina and surrounding areas. They are known for their affordability, customer convenience and overall professionalism. Coastal Federal Credit Union offers a wide variety of products and services to suit each customer’s specific financial need. Having a collection of 50,000 surcharge-free ATMs and 3,400 branches nationwide, Coastal FCU makes it easier than ever to make financial transactions while continuing to be insured by the NCUA.
Auto Loans Through Coastal FCU
Offering flexible terms and competitive rates, Coastal Federal Credit Union offers their customers auto loan refinancing that can potentially save each customer an average of $1,500. These loans can be used to buy a new or used vehicle according to the customer’s specific desires. The customer can get the rates and terms of the auto loan right at their dealership but only if the dealership they choose is in participation of Coastal Federal Credit Union’s unique AutoSMART program. To find participating dealerships in your area, you can visit the AutoSMART website, which also allows you to search a dealership’s vehicle inventory and request a price quote from them. This service helps Coastal Federal Credit Union customers find a vehicle quickly and easily.
The AutoSMART website that is offered by Coastal FCU also added quick pre-approval capability for their customers who choose to take advantage of their digital auto loan services. Offering a free “Sell Your Ride” service, Coastal Federal Credit Union provides research capabilities that allow you to get your current vehicle’s trade-in value, JD Power rating, vehicle reviews and a variety of vehicle specific research articles to better inform yourself of what your vehicle is actually worth. When ready to purchase a new or used vehicle, another great benefit of being a Coastal Federal Credit Union member is that you can compare up to three vehicles that you are interested in simultaneously through the AutoSMART website.
History and Current Direction
Coastal Federal Credit Union was established in 1967 by eight IBM employees in the Raleigh, North Carolina area. It was established for the purpose of meeting the general financial needs of Raleigh’s IBM community. Beginning in 1991, Coastal Federal Credit Union’s membership was expanded by the acceptance of employees from other economically important companies within the area. Coastal FCU continues to expand worldwide through the work of 15 branches in several strategically dispersed locations. The Transaction Call Center provides toll-free phone access and convenient mail capabilities. Other beneficial features are their complimentary Online Banking system and telephone banking.
You can contact Coastal Federal Credit Union’s main headquarters by mail:
Coastal Federal Credit Union
P.O. Box 58429
Raleigh, NC 27658
or you can contact them by telephone:
800-868-4262 or 919-420-8000
or through their website: