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Hawaii State Federal Credit Union Auto Loans

Hawaii State FCU Auto LoansHawaii State FCU is a full service financial institution that operates eight branches throughout the state of Hawaii. It is one of the largest credit unions in the state and is connected to the Hawaii Network, allowing its members access to basic services at 30 additional locations across the state. It is headquartered in Honolulu.

Vehicle Loans from Hawaii State FCU

Hawaii State Federal has loans available to private buyers and companies looking to expand their fleet. The credit union offers rates as low as 2.40 percent for new cars and terms can be as long as 84 months. Loans can be equal to 100 percent of the dealer’s invoice. Used car loans can have a rate as low as 2.90 percent, a term of up to 84 months, and a loan-to-value ratio of 100 percent of the NADA value. Terms and rates are quoted as of 10-1-2014.

Hawaii State offers special financing for PV vehicles. You may qualify for zero percent interest for the first two years of your loan with qualifying vehicles and credit scores.

Current Direction

Hawaii Federal Credit Union was founded in 1936 by a group of government employees looking for  a place to grow their money and support their community through the generations. Today, Hawaii Federal has grown into one of the largest credit unions in the state by remembering its founding value: ”We are Family.” The credit union’s current direction is the same as it has always been, treating all members like a family. The credit union states:

”All our services and products are designed to provide members with the means to build financial security and reach their goals. After all, family always takes care of each other.”

Contact Information

You can apply for a Hawaii Federal Credit Union auto loan online ( or by calling member services at 1-888-586-1056. If you need to send anything by mail, the address is:

Hawaii Federal Credit Union
PO Box 3072
Honolulu, HI 96802