Idaho Central Credit Union (ICCU) is a full service institution with 25 branches conveniently located across the state. Idaho Central controls over $1 billion in assets and serves the needs of more than 50,000 members. Idaho Central Credit Union is headquartered in Chubbuck, Idaho.
Auto Loans from ICCU
Idaho Central CU has vehicle loans available for both personal and business use. Idaho Central is more than happy to assist the lending needs of first time buyers or to build a sales fleet. Idaho Central offers rates as low as 2.29 percent and has terms as long as 84 months for new and used cars. Motorcycles loans are available with rates as low as 3.70 percent with terms up to 84 months. All rates and terms are quoted as of 10-17-14, but you can view current rates and terms here.
Auto loans are available to a wide range of credit scores and histories, but you will need to follow a few basic guidelines in order to qualify. Those guidelines will include, but may not be limited to: having a valid driver’s license, proof of employment, proof of insurance for the vehicle being considered, and you must submit to a credit check. You also need to keep in mind that your credit history will determine your actual interest rate and the offered term of your auto loan.
Idaho Central Credit Union was organized in June, 1940 with the goal of serving the financial needs of the officers of other credit unions operating in the state. It has since evolved to meet the needs of students, employees, and family members of most businesses and in nearly every county in Idaho.
Throughout the years, and despite numerous evolutions, Idaho Central has remained focused on it core value of ”Helping members achieve financial success, by providing exceptional service and diverse products to our membership”, thus defining its current and future direction.
In order to be approved for a loan, you must be a member. If you are interested in becoming a member, you can visit the credit union’s website or call customer relations at 1-800-456-5067. If you need to contact Idaho Central through regular U.S mail, the address for its headquarters is:
Idaho Central Credit Union
4400 Central Way
Chubbuck, ID 83202