Jean D’Arc Credit Union (JDCU) is a full service credit union based in Massachusetts, serving its home state as well as residents in some parts of New Hampshire. They provide mortgages, personal loans, auto loans and student loans. All products for your personal finances are offered such as savings and checking accounts. Both credit and debit cards are available. Individual Retirement Accounts can also be opened and maintained through this credit union.
In business since 1911, they were originally formed to serve the French immigrant community in Lowell, Massachusetts. These French-Americans came from Canada, and they formed a working class community that needed the services of a financial institution. Today, they are still committed to bringing quality financial products and services to help the community realize their financial goals.
To become a Jean D’Arc Credit Union member, you need to be a resident, attend school or work in the following areas:
- Ether Essex or Middlesex County, Massachusetts
- Either Hillsborough or Rockingham County, New Hampshire
- The towns of Fitchburg, Leominster, Harvard, Lunenburg or Lancaster also gives you eligibility.
JDCU Auto Loan Offerings
Jean D’Arc Credit Union offers auto loans for both new and used cars including refinancing of existing auto loans. The interest rates offered start as low as 1.99 percent and go up to 4.99 percent annual percentage rate. The variations in interest rates are dependent upon the make and model of the car as well as the length of the auto loan. The maximum amount that can be financed is $80,000. It is also possible to get 125 percent financing and loans up to seven years in length.
Auto Loan Features
Jean D’Arc Credit Union has no penalties for pre-payment on a car loan and does not charge an application fee. Insurance, such as life and disability are offered to complement these auto loans. Credit union members who have auto loans are also eligible for discounts on auto insurance policies. Members can apply for car loans over the Internet at the credit union’s website.
If you would like to contact Jeanne D’Arc Credit Union directly, you can contact them through their guest book at their website at:
Their phone number is (978) 452-5001
Those outside the local area can reach them toll free at
Their mailing Address is:
Jeanne D’Arc Credit Union
P.O. Box 1238
Lowell, MA 01853