Get an Auto Loan Quote

Navigator Credit Union Auto Loans

Navigator Credit Union Auto LoansNavigator Credit Union is a non-profit financial institution that offers a full spectrum of saving, spending, borrowing, and investing solutions to its members. Navigator Credit Union operates eleven branches in Alabama and Mississippi. It is the largest state-chartered credit union in Mississippi and one of the largest in Alabama. Navigator Credit Union currently has in excess of 38,000 members and controls more than $240 million in assets.

Navigator Credit Union Auto Loans

Navigator Credit Union offers vehicle loans for both private and commercial vehicles. Additionally, Navigator makes financing available to its members with a wide variety of credit scores. New car loans from Navigator are available with an interest rate as low as 1.49 percent and with terms as long as 84 months. Used car loans can carry an interest rate as low as 1.99 percent. The length of a used car loan depends on the vehicle’s age, but can be for as long as 84 months. All rates and terms are quoted as of 10-30-14.

Navigator Credit Union intends for its lending products to be available to as many of its members as possible. To that end, Navigator makes vehicle loans available to a large spectrum of credit scores. In order to do that, the credit union must be a responsible lender, so there are certain requirements that all borrowers must meet. Some of those requirements include: must be a member, have a valid driver’s license, proof of employment, proof of insurance for the vehicle being considered, and you must submit to a credit check.

Current Direction

Navigator Credit Union was founded in 1938 to meet the needs of the employees of Ingalls Shipbuilding. Then named the Ingalls Employees Credit Union, the credit union only had 100 members. Since its inception, and through its name change in 2003, Navigator Credit Union has existed on the founding principal:

”People Are Worth More Than Money.”

Contact Information

If you are interested in becoming a member or would like to apply for a Navigator Credit Union auto loan, you can visit its website or you can call member services at 1-800-344-3281. If you need to contact Navigator by regular mail, the address is:

Navigator Credit Union
PO Box 1647
Pascagoula, MS 39568-1647


Overall rating: ☆☆☆☆☆0 based on 0 reviews