Neighborhood Credit Union is the oldest credit union in the Dallas-Fort Worth metropolitan area. It is a full service, not-for-profit financial institution currently meeting the needs of members in Dallas County, Ellis County, and the city of Arlington in Texas. The credit union is headquartered in Dallas, Texas.
Vehicle Loans – Neighborhood Credit Union
Neighborhood Credit Union offers vehicle loans to individuals and businesses alike. As of 11-4-14 the interest rate for a new car loan could be as low as 2.25 percent with a terms of up to 84 months. A used car loan for a vehicle more than two years old could have a rate as low as 3.75 percent with a term of up to 60 months.
Neighborhood Credit Union auto loans can come with a few interesting services. The first is MPower Vehicle Protection. This allows you to walk away from your loan if qualifying life changing circumstances arise. The second is Paintless Dent Protection. This coverage protects all exterior body panels, removal of door dings and small dents without the hassle, lost time or expense of major body work. This protection is limited to vehicles with fewer than 36,000 miles. Lastly, Neighborhood offers Tire and Wheel Protection. This coverage will replace or repair your wheels and/or tires that have been damaged by road hazards. Again, this coverage is only for vehicles with less than 36,000 miles.
Established in 1930, just at the beginning of the Great Depression, the Dallas Postal Credit Union retained the trust of its members through great service, low fees, and solid interest rates. After a name change, Neighborhood Credit Union emerged with the same core values established in 1930, to be a:
”Not-for-profit, member-owned, volunteer-directed financial cooperative that provides fiscally sound, economically creative banking solutions.”
If you are interested in becoming a member of Neighborhood Credit Union, you can see if you qualify on this webpage. If you are interested in a Neighborhood Credit Union auto loan, you can apply online. If you would like to contact Neighborhood by regular mail, the address is:
Neighborhood Credit Union
P.O. Box 803476
Dallas, TX 75380