Neighbors Credit Union is a full service not-for-profit financial institution that operates eight locations across Missouri. It is one of the largest and strongest credit unions in the state when ranked by assets controlled. Neighbors Credit Union is headquartered in St. Louis, Missouri.
Auto Loans from Neighbors CU
Neighbors Credit Union strives to makes its auto loan products available to a wide variety of credit scores and for business and private use alike. Vehicle loans currently available with interest rates as low as 2.39 percent for new and used cars. The credit union offers loans terms between 36 and 84 months depending on the age of the vehicle and your credit profile. In some circumstances, borrowers may defer their first payment for 90 days, ask for a six month loan extension, and there is never a fee for early pay-off. Members of the credit union can apply online 24/7. All interest rates and terms are quoted as of 10-31-14 and are subject to change.
While Neighbors works to make its auto loans available to everyone, certain restrictions do apply in order for them to be a responsible lender. Some of these restrictions include: you must be a member, must submit to a credit check, have a valid driver’s license, proof of employment, and you must show proof of insurance for the vehicle being considered.
Just after the turn of the 20th century, the postal workers in St. Louis formed a credit union. On March 16, 1928, the St. Louis Postal Credit Union merged to become Neighbors Credit Union to address the needs of a wider group of postal workers across the state. Neighbors was founded on the principal that everyone:
”Deserves a helping hand to get more out of life.”
Today, membership is open to everyone in Missouri. The credit union continues to grow because, as they say:
“We’re more about common sense than dollars and cents.”
If you are interested in becoming a member or applying for a Neighbors Credit Union auto loan, you can visit the website (https://www.neighborscu.org/home/home) or you can call member services at 1-800-325-2697. If you need to contact the credit union by regular mail, the address is:
Neighbors Credit Union
6300 South Lindbergh Blvd.
St. Louis, MO 63123