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Northrop Grumman FCU Auto Loans

Northrop Grumman FCU Auto LoanNorthrop Grumman Federal Credit Union is a full service credit union based in the Los Angeles bay area of California. They offer a wide variety of loan products such as personal lines of credits and auto loans. They also offer several types of auto loans for used and new automobiles.

Auto Loans from Northrop Grumman FCU

Northrop Grumman FCU (NGFCU) offers some of the most competitive rates for auto loans in the Los Angeles area and abroad. Rates as low as 1.49% are offered on new and used vehicles for a 3-year period.  Terms of 84 months are available for new vehicles, 72 months for used ones, and 100% of the purchase price can be financed in both cases. Financing terms also include incentives such as no prepayment penalties and a reduction in the interest rate if you opt for automatic payment (0.25% interest rate discount). Many new members may be surprised to find out the savings found in an auto loan refinancing.

There are also several benefits to getting pre-approval for auto financing. Northrop Grumman FCU can provide rates at a competitive advantage over a dealership and negotiate credit terms for local members. Northrop Grumman’s mission statement is to provide attractively priced financial products in an efficient manner. Auto loans are a part of this mission and retain flexible rate terms for refinancing up to six years and new vehicles up to seven years.

History and Current Direction

Northrop Grumman FCU was founded in 1948 as a way for employees of the Northrop Aircraft Company to do personal banking and achieve solid rates on financial products. Over time the credit union grew and new financial products were added due to membership demands. The co-operative nature of the membership allows members to have more favorable leadership in the direction of the credit union. Vehicle loans grew by more than 48% in 2013 due to the low rates and enhanced marketing. Northrop Grumman FCU maintains a record of some of the lowest rates in the country and continues to strive for membership fees that are less than half the average on credit unions.

Who Can Join NGFCU?

Membership is open to employees of Northrop Grumman or any of its subsidiaries, employees of LA County, members of the Southern California Historical Aircraft Association, and immediate family of current members.

Contact Information

If you would like more information about Northrop Grumman Federal, you can visit their website at https://www.ngfcu.us/loans/auto.aspx. You may also contact customer service by calling 1-800-633-2848

Box Number 47009
Gardena, CA 90247-6809

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