Old Hickory Credit Union is a full service member-owned, not-for-profit financial institution that serves Davidson, Sumner, Robertson, and Wilson counties as well as the communities of Smyrna and La Vergne, in Tennessee. Old Hickory Credit Union operates seven branches and is headquartered in Old Hickory, TN, in metro Nashville.
Old Hickory Auto Loan Products
Old Hickory Credit Union auto loans are available to all members and their immediate families. Old Hickory offers auto loans for private, recreational, and commercial purposes. Old Hickory is currently offering new car loans with interest rates as low as 1.99 percent and terms up to 84 months. Those rates apply for cars that are a maximum of three model years old. Old Hickory Credit Union used car loans are currently being offered with interest rates as low as 2.49 percent and terms as long as 60 months. Old Hickory also offers motorcycle, RV, and watercraft loans. All terms and rates are quoted as of 11-27-14 and are subject to change without notice or an update to this article.
In addition to low rates and forgiving loan guidelines, Old Hickory Credit Union offers additional loan services that include:
GAP Insurance: Unfortunately, your new vehicle can be stolen or lost in an accident. GAP insurance can cover any loan balance that exceeds the amount paid by your insurance company.
Auto Warranty Insurance: this is insurance against those pesky breakdowns that can occur after all other warranties have expired.
Old Hickory Credit Union was established with the goal of serving as many local citizens as possible. To that end, membership can be established with a deposit as small as $25 for adults, even less for a child’s custodial account. Old Hickory still strives to offer membership and services to the widest possible clientele and offers financial counseling upon request.
You can visit the Old Hickory Credit Union website (https://www.ohcu.org/Home.aspx) to check eligibility requirements or to apply for an auto loan. If you would like to contact the credit union by phone, the member service hotline is 1-800-998-4043. Should you need to contact Old Hickory through regular mail, the address is:
Old Hickory Credit Union
P.O. Box 431
Old Hickory, TN 37138-0431