One Nevada Credit Union is a full service financial institution offering loan, checking/saving, and investment opportunities to residents of Clark, Washoe, and Nye counties in Nevada. One Nevada currently operates 14 branches and 60 ATMs, boasts more than 75,000 members, and controls over $703 million in assets.
Auto Finance Options
One Nevada Credit Union offers its members auto loans for both personal and professional use. One Nevada also offers auto loans to individuals with less-than-stellar credit. One Nevada offers new car loans with financing up to 100 percent of the MSRP, terms up to 72 months, and your rate can be as low as 1.99 percent. The same terms apply to used cars up to three years old. Cars older than three model years can be financed for up to 110 percent of the retail value, with terms of up to 60 months, and can have a rate as low as 3.99 percent. All terms and rates are quoted as of 11-14-14 and are subject to change.
Statistics show that over half of all Nevada residents have tarnished credit. To help its members who fall into that group, One Nevada Credit Union offers bad credit auto loans, Credit Builder Loans, and New Start Checking accounts. The loans offered through these programs do carry a higher interest rate than those offered to members with good credit, but each product offers a chance to reestablish your credit standing. Interest rates on bad credit loans depends on each member’s credit score.
Nellis Air Force Base Credit Union and City of Las Vegas Employees Credit Union were both founded in 1950. The two combined in 1984 to create One Nevada Credit Union. Each of the original credit unions was formed to offer its membership financial security through responsible lending, solid financial products, and financial counseling. One Nevada continues those goals.
If you are interested in a One Nevada Credit Union auto loan or becoming a member, you can visit their website (https://www.onenevada.org/index.aspx) or you can call member services at 1-800-388-3000. If you need to send a correspondence by regular mail, the address is:
One Nevada Credit Union
2645 South Mojave Road
Las Vegas, NV 89121-1238