Get an Auto Loan Quote

Orange County’s Credit Union Auto Loans

Orange County's Credit Union Auto LoanOrange County Credit Union is a full service not-for-profit financial institution in with ten branches throughout Orange and Riverside counties, and the cities of Long Beach, Signal Hill, Lakewood, and Cerritos, in California. Orange County Credit Union currently has in excess of 10,000 members and controls more than $750 million in assets.

Orange County Auto Loans

Orange County Credit Union auto loans offers vehicle loans to all qualifying members regardless of intended use. New car loans are currently available with interest rates as low as 1.99 percent and terms as long as 84 months. Orange County Credit Union also offer 100 percent financing to qualified borrowers. These rates apply to cars that are three model years or newer. Used car loans are available with rates as low as 3.49 percent and terms as long as 72 months. Members can finance up to 100 percent of the Kelley Blue Book value plus license and title fees. All rates and terms are quoted as of 11-19-14 and are subject to change.

Orange County Credit Union auto loans are available to as many members as possible based on credit history and score. Despite very reasonable lending guidelines, applicants must meet some basic criteria. These include: a valid driver’s license, show proof of income, submit to a credit check, and no recent repossessions..

Current Direction

Orange County Credit Union was established in 1938 with a set of seven core values that guide all decisions today. These values are: member service, growth and development, enjoyment and achievement, innovation and creativity, community spirit, mutual respect, and integrity.

Contact Information

If you are interested in becoming a member or would like to apply for an Orange County Credit Union auto loan, you can visit the website ( or you can call member services at 1-888-354-6228. If you need to contact the credit union by regular mail, the address is:

Orange County Credit Union

P.O. Box 11777
Santa Ana, CA 92711-1777