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Orion Federal Credit Union Auto Loans

Orion FCU Auto LoansOrion Federal Credit Union is a full service not-for-profit financial institution that services Western Tennessee. Orion currently has more than 50,000 members, controls in excess of $500 million in assets, and has 11 branches. Orion FCU is headquartered in Memphis, TN.

Auto Finance Products

Orion FCU offers vehicle loans to all qualifying members for both private or commercial use vehicles. The offer loans for new and used cars as well as to refinance an existing auto loan. Orion auto loans currently have an interest rate as low as 1.79 percent with terms of up to 84 months. Orion also offers loans for RVs, boats, and motorcycles with rates as low as 4.75 percent. Boats and RVs can be financed for up to 144 months. All rates and terms are quoted as of 12-2-14 and are subject to change without notice or update to this article.

Orion offers additional loan protection through two programs: GAP insurance and Major Mechanical Protection. GAP protects you if your car is deemed a total loss, but the insurance company will not cover an amount sufficient to pay off your loan. Major mechanical protection helps to cover the costs of major repairs after the manufacturers warranty expires, offers roadside assistance, and rental car coverage.

Current Direction

Orion Federal was founded in 1957 as the Memphis Area Teachers’ Credit Union with the goal of providing its members with easy access to great rates and personal service. While Orion has grown to have more than 50,000 members, it has adhered to those early goals.

Contact Information

If you are interested in becoming a member or would like to apply for a loan, you can visit their website ( or you can call member services at  1-800-532-9025. If you need to send a request by regular mail, the address is:

Orion Credit Union
7845 Highway 64
Memphis, TN 38133