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OSU Federal Credit Union Auto Loans

OSU Federal Auto LoansOSU Federal Credit Union is a full-service, not-for-profit financial institution that operates 12 branches in Benton, Lincoln, Linn, Marion and Polk counties in Oregon. OSU Federal has grown from servicing the employees of Oregon State University to being open to anyone who lives, works, or worships within its service area. OSU Federal currently controls over $830 million in assets and is headquartered in Corvallis, OR.

Auto Loans from OSU Federal

OSU Federal Credit Union offers auto loans designed to meet the needs of as many of its members as possible. To that end, OSU Federal currently offers new car loans with interest rates as low as 2.49 percent and terms as long as 84 months. Used car loans have an interest rate as low as 2.74 percent and terms of up to 72 months. Additionally, OSU Federal has a classic auto loan option with a rate that can be as low as 2.49 percent and have a term of up to 60 months. All rates and terms are quoted as of 12-03-14 and are subject to change without notice or update to this website.

OSU Federal Credit Union offers three types of additional auto loan insurances ( that can help protect you against life changing events. These include:

  • GAP Insurance: protects you if your car is deemed a total loss, but the insurance company will not cover an amount sufficient to pay off your loan.
  • Mechanical Repair Insurance: helps to cover the costs of major repairs after the manufacturers warranty expires, offers roadside assistance, and rental car coverage.
  • Payment Protection: protects you against disability, death, and involuntary unemployment.

Current Direction

OSU Federal Credit Union was founded in 1954 on the guiding principles of:

  • Vision: Creating financial solutions to make lives better

  • Mission: Providing security, service and solutions

  • Values: Member focus, integrity, passion, education, cooperative spirit, social responsibility.

OSU Federal bases every decision based on those guiding principles to this day.

Contact Information:

If you are interested in an OSU FCU loan or becoming a member, you can visit the credit union’s website ( or you can call member services at 1-800-732-0173. Should you need to contact OSU Federal by regular mail, the address is:

OSU Federal Credit Union
PO Box 306
Corvallis, OR 97339-0306