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Pen Air Federal Credit Union Auto Loans

Pen Air FCU Auto LoansPen Air Federal Credit Union is based in Pensacola, Florida. With 19 branches in Florida and Alabama, and over $1 billion in assets, Pen Air is the largest credit union in the area. It serves both military and civilian customers and is a member-owned not-for-profit institution making financial services available to over 1000 employee groups.

Pen Air Auto Loans

The credit union’s auto loan programs feature interest rates as low as 1.99% APR on loan terms of up to 60 months. Loans can be pre-approved and information can be accessed on the loan products offered by Pen Air through a mobile app.

Their loans are for both new and used cars and trucks, boats, motorcycles and RVs. They have an option for customers to apply online. They also link to the NADA car research service and have a link for customers to check their credit report online for free. The site is focused and uncluttered and provides easy step-by-step access for customers to start the process of getting a credit union car loan with a minimum of fuss.

Consumer Tools

Pen Air FCU has a number of convenient tools for people shopping for an auto loan. There is an enhanced loan calculator that can take various loan metrics and produce a payment amount, a price calculator that will give a customer the maximum price of a car based on the monthly payment amount they want to make, and a rebate vs. financing tool that evaluates manufacturer incentives against the terms of a loan to determine which is a more valuable option for a particular deal.

Contact Information

Pen Air Federal Credit Union is located at 1495 East Nine Mile Road in Pensacola, FL 32514. Their telephone is (850) 505-3200 or toll free at 877-4PENAIR (877-473-6247), and their offices are open 8:30AM to 5:00PM Monday through Thursday and 8:30AM to 5:30PM on Fridays.

They also have a 24-hour phone customer service option at 1-877-338-1677 or (850) 479-9500 from a touch tone phone. Customers can check account balances, transfer funds and make payments.