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Sierra Central Credit Union Auto Loans

Sierra Central Auto LoansSierra Central Credit Union is a not-for-profit institution that operates 17 locations throughout Northern California. Membership is open to anyone living within 25 miles of a location. Sierra Central currently controls in excess of $650 million in assets and has more than 57,500 members. They have at least one location in each of the following cities: Auburn, Beale AFB, Chico, Grass Valley, Marysville, Oroville, Paradise, Placerville, South Lake Tahoe, Susanville, Red Bluff, Redding, Willows, and Yuba City.

Sierra Central Car Loans

Sierra Central strives to offer auto loans to the largest possible number of members. In order to do this, Sierra Central has a set of lending guidelines in place that are both forgiving and financially responsible. This allows them to approve credit profiles that may be turned away elsewhere. Sierra Central is currently offering new car loans with interest rates as low as 3.14 percent. New car loans can be equal to 125 percent of the MSRP and may have terms of up to 84 months. Used car loans can have a fixed interest rate between 3.14 percent and 11.14 percent. The exact rate and repayment terms depend on the age of the vehicle and your credit report.

All rates and terms are quoted as of 2-4-15 and are subject to change without notice or update to this website.

Current Direction

Sierra Central Credit Union was established in 1955 as Beale Credit Union to meet the needs of the civilian and Air Force personnel at Beale Air Force Base. After Beale merged with Shasta Credit Union in 1981, Sierra Central was formed with the goal of having a ”commitment to being the Best Of Banking Where You Live and Work!” As the credit union has grown in membership and assets, it has never strayed from that commitment.

Contact Information

If you would like to join the credit union or apply for a Sierra Central Credit Union auto loan, you can visit the website ( or you can contact member services at 1-800-222-7228. Should you need to send anything to Sierra Central through the regular mail, the address is:

Sierra Central Credit Union
PO Box 357
Red Bluff, CA 96080