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Auto Loans in Highland (CA)

Getting approved for financing became much harder after the economic crisis, but helping you get approved is our number one concern. We enable you to find a lending company who is welcoming to borrowers whose credit isn’t perfect. We’re very pleased to represent an unparalleled network of dealers and lenders that can help you get in the driver’s seat of the car or truck you want at a rate that’s manageable.

Your auto finance specialist will guide you through the purchasing process, step by step. Visit here to apply online for financing.

Auto Loans Highland CA

Bad Credit Car Dealers in Highland, California

Have you given thought to where to buy your new car or truck? If you’ve got bad credit, private party car loans are normally out of the question. Odds are you’ll have to buy from a local Highland dealership. Fortunately, there are dealers that finance bad credit. In any non-prime lending scenario, there are certain things to be expected higher interest rates, heftier down payments, and tighter repayment conditions. With that being said, it’s better than any alternative, and if you make your payments on schedule, you can strengthen your credit score by the time your vehicle is paid off. We have many of these dealers in our network, and when you submit your application, we work hard to pair you with one who wants to approve your credit.

New or Pre-owned: It’s Your Choice

New car? Used car? It’s your choice. You can finance a new car at a cheaper rate of interest, but you end up paying far more in terms of purchase price and down payment.

New Car Used Car 1 Used Car 2 Used Car 3
Age New 1 year old 2 years old 3 years old
Price tag $37,970 $28,478 $22,782 $18,985
Down Payment $7,594 $2,848 $2,278 $1,899
Loan Rate 5.00% 7.50% 7.50% 7.50%
Duration 5 years 4 years 4 years 4 years
Payment $573.23 $619.70 $495.76 $413.13
Total Interest $4,018 $4,116 $3,293 $2,744
Total Investment $41,988 $32,593 $26,075 $21,729

In House Financing Dealers in Highland, CA

In House Financing Car Dealers Highland CA
Quick Quotes!

Car lots in Highland that offer on-the-lot financing have a few commonalities. They…

  1. Grant car loans direct to the consumer.
  2. Don’t check your credit.
  3. Want weekly or twice-monthly payments, often at the lot.

For people with terrible credit, Highland buy here pay here dealers are sometimes the only real way to go, despite the fact that California subprime car loans from credit unions and banks typically have more affordable rates.

Revitalizing Your Credit in Highland

If you work with a lender that has relationships with the major credit bureaus, a car loan can actually increase your credit score. The key is your payment history, a major part of the FICO scoring formula. And as you can imagine, a car loan involves 24-72 months of payments.

The positive results are slow and steady, building over time. More and more lenders enable you to arrange an automated payment each month, so the money is subtracted from your checking account.

Used Cars from Highland Dealerships

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