A car, truck, or SUV is one of the biggest investments of your life, and locking down an inexpensive annual percentage rate is extremely important. We’ve spent years cultivating relationships with lenders and dealers across Georgia, and we have lenders and dealers approve you for the financing you need. We put you in touch with a financing expert who will work tirelessly to get you the car loan you need.
Bad Credit Car Dealerships in Douglasville, Georgia
In this day and age, many dealerships have finance departments devoted to subprime auto loans. As with all subprime loans, you can expect elevated interest rates and bigger down payments, along with shorter length loans. However, the rates and terms are far better than you would be given at a used lot that does in-house financing with no credit checks. There are a great number of dealers in our network, and they want to get you in the car you want. Go here to submit your application.
Buying a Car in Douglasville with No Money Down
A down payment, as you probably know, is the money owed for your vehicle at signing. Banks and finance companies want you to supply money down, mainly because it will decrease risk of the loan, affording you a more affordable rate of interest. Having said that, we realize that saving such a hunk of cash isn’t so easy. Many folks simply sell their old vehicle via Craiglist, then use the cash as a down payment.
Buy Here Pay Here Financing in Douglasville, GA
When you have major credit problems stemming from bankruptcy or foreclosure, a buy here pay here dealer could possibly sound like the only option. Such car lots approve credit lines on location, whereas the vast majority of dealers work with banks and loan companies, and they will typically finance everyone.
Alas, you should be prepared for inflated loan rates, high down payments, and well-used vehicles that are steeply-priced. There’s a good reason that these car dealers don’t have an outstanding reputation. We can place you in the hands of subprime finance specialist who can put you in the driver’s seat, even if your credit is really bad.
Getting the Right Loan
Car lots in Douglasville are packed with cars that you are capable of buying, but probably shouldn’t. Have a look at the scenarios that follow, demonstrating how much car the average Douglasville consumer can afford based on a monthly income of $2,181, a payment of $174, and a term of 60 months.
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