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Auto Loans in Fayetteville (GA)

Auto financing for bad credit in Fayetteville, Georgia – it’s our area of expertise. A favorable credit record may provide you with more options, but we can help you find a bad credit auto financing package in Fayetteville you need.

Benefits Our Company Offers

Fayetteville GA Bad Credit Car Loan

  • Proprietary Application Placement Platform
  • Huge Network of Dealers
  • Guidance from Local Auto Lending Specialists

Fayetteville Car Dealers That Take Bad Credit

If you are searching for a dealer in Fayetteville that welcomes people who have bad credit, you’re in luck. As with any subprime loan, you can expect:

  • Increased interest rates.
  • More money down required.
  • More economical vehicles.

With that being said, the experience is far better than that of a buy here pay here car lot, and your vehicle will likely cost you less in the long run. We have many such dealers in our network, and when you apply online, we pair you with one who wants to get you the loan you need.

New or Pre-owned Vehicle

A lot of car-shoppers in Fayetteville aren’t aware they can finance a new or used car. More often than not, a used vehicle is the better choice. The APR rates for new cars are more affordable, but pre-owned vehicles are a lot less expensive.

New Car Used Car
Years Old 0 3
Price $38,590 $19,295
Down Payment $7,718 $1,930
Loan Rate 5.00% 7.50%
Term 5 years 4 years
Monthly Payment $582.59 $419.88
Total Interest $4,084 $2,789
Total Amount Paid $42,674 $22,084

Buy Here Pay Here Dealers in Fayetteville, GA

Have you thought about BHPH financing on account of bad credit? Normally, there are considerably better options. Sure, they do not require credit checks, meaning bad credit shouldn’t be an obstacle to approval, but it’s quite possible you will pay more than you think for your vehicle and its loan. Sadly, you should expect exorbitant rates of interest, high down payments, and somewhat battered vehicles that are overpriced. There is a reason why these car dealers don’t have a very good reputation. Let us match you with a reputable dealer who can put you in the driver’s seat, regardless of your credit.

Recommendations for Buying a Car in Fayetteville

When it comes to your monthly car payment, you ought not spend greater than 10% of your monthly income. On top of this, finance your new car or truck for no longer than 60 months. If you stick to these guidelines, you will wind up financing a car or truck that costs approximately half of what you make on an annual basis. Say you make $46,309 annually, the average in Fayetteville, you would buy a car that costs $23,154. Cars don’t appreciate like homes, so you want to spend no more than you have to, in order to bring home a solid car.

Select a Car in Fayetteville

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