Get an Auto Loan Quote

Auto Loans in Boise (ID)

Before the internet, getting a car financed with bad credit in Boise was a serious headache – until we became an industry-leader and made it easy to get approved by bad credit car dealerships in Boise, Idaho. We are aware of the complications that Boise residents with bad credit have to deal with.

The only thing you have to do is complete your credit request. We will place your application with an auto dealership or finance company specialist who will work tirelessly to get you the most appropriate auto loan.

Boise Car Dealerships for Bad Credit

Dealers that support car-buyers with credit problems are typically referred to as bad credit car dealers. In any bad credit financing arrangement, you can expect more expensive rates of interest and higher down payments, as well as smaller loans. Having said that, they will arrange your financing through lenders that supply information to the credit agenciesenabling you to restore your credit. At Motive Auto Finance, we work with many such dealerships, and you can find one willing to approve your credit by submitting your application.

No Money Down Car Loans in Boise?

It’s often necessary to make a down payment on the vehicle you want–this is particularly true if you’ve got below-average credit. Banks and finance companies prefer that you supply money down, because it decreases the risk of the loan, so you’ll enjoy a reduced interest rate and improved terms. Having said that, we are well aware that setting aside 10-20% of a new car can be difficult. Fortunately, you can sell your vehicle to a private buyer and use what you make as a down payment, or for slightly less trade it in at the dealership.

Buy Here Pay Here Dealers in Boise, ID

Boise In House Financing

Commonly called in house financing, your job is your credit, or we tote the note car dealerships, these businesses ordinarily have a few principal features:

  • These dealers grant car loans on site.
  • They don’t check your credit.
  • They want you to make payments every week, often at the lot.

If you have terrible credit, Boise buy here pay here dealerships in many cases are the only real way to go, despite the fact that Idaho bad credit car loans from credit unions and banks typically feature lower rates.

Can This Supercharge Your Credit Rating?

There are three leading credit reporting agencies: Transunion, Equifax, and Experian. The majority of auto lending companies report your payments to these reporting agencies, imperative if you want to get your credit back on track. Rises in credit score are by no means instantaneous, but within a year or so, your FICO score should start to improve.

Payments missed, meanwhile, can lower your FICO score, and in a big way! Of course, the advantages of an improved score are enormous, including more affordable interest rates and insurance costs, and even increased credit limits.

Used Cars in Boise, ID


Zipcode Make Model Minimum Price Maximum Price Condition
Total Records Found: , showing 5 per page



No Records found