When it comes to getting a car loan in Manhattan, we offer unequalled speed and support. We’ve spent years securing a network of dealers and lenders across Kansas, and we have one of the best success rates you’re apt to find. Experience the convenience of working with a dedicated financing professional to help answer any questions you have and arrange your loan.
Bad Credit Car Dealers in Manhattan, Kansas
Nowadays, many dealerships have finance departments that specialize in subprime auto lending. As with any subprime loan, you can expect higher rates of interest and bigger down payments, plus shorter length loans. But keep in mind, it’s much better than being turned away by the big banks, and if you make your payments on time and in full, you can improve your credit score as well. At Motive Auto Finance, we work with many of these dealerships, and they want to get you in the driver’s seat of the car you want. Go here to submit your application.
New or Used: Decided Yet?
Have you considered whether you’re going to buy a used or new car? A brand new vehicle is worth only 75-80% of its original price after the first year of ownership, and 50% after 3 years. Because of this, you can often get more car by buying pre-owned.
|New Car||Used Car|
|Age||New||3 Years Old|
Buy Here Pay Here Car Lots in Manhattan, Kansas
Maybe you’ve thought about going to a buy here pay here dealer for approval? Ordinarily, there are better options. They won’t look at your credit, meaning bad credit ought not be an impediment to getting approved, but you will find yourself paying a lot for this.
Regrettably, you should expect high rates of interest, big down payments, and vehicles that cost too much given the number of miles they have. There’s a good reason that these dealers don’t have a great reputation. Let us put you in touch with a reputable dealer who can get you in the driver’s seat of a great vehicle, even if you have bad credit.
Budgeting for Your New Car
Dealer lots in Manhattan are brimming with cars that you are capable of purchasing, but probably shouldn’t. Check out the scenarios below, which demonstrate how much the Manhattan consumer ought to spend based on an income of $1,730 per month, a payment of $138, and a term length of 5 years.
|Excellent Credit||Decent Credit||Subprime Credit|
|Total with Interest||$10,206||$10,051||$9,895|