Get an Auto Loan Quote

Auto Loans in Staten Island (NY)

Before the web, getting approved for an auto loan with bad credit in Staten Island, New York, was very difficult – until we came into the market and made it easy to get approved by a bad credit car dealership in Staten Island. To assist you, the borrower, we work with bad credit car dealerships in Staten Island, New York. In under a minute, we can set you up with a car finance company who can finance you, no matter your credit.

Bad Credit Car Dealerships in Staten Island, New York

Have you given thought to where you could buy your new car? For those who have less-than-perfect credit, private party car loans are typically out of the question. Instead you’ll need to purchase from a local dealership. Good thing there are dealers that work with less-than-perfect credit. In most cases, these dealerships offer:

  • More competitive rates of interest.
  • Lower down payments.
  • Both new and used vehicles.

You may not qualify to finance all the cars on the lot. Below is an example based on an income of $3,815 per month, the average in Staten Island:

  • Exceptional Credit: $38,150 (Income x 10)
  • Prime Credit: $34,335 (Income x 9)
  • Sub-Standard Credit: $30,520 (Income x 8)
  • Poor Credit: $26,705 (Income x 7)
  • Terrible Credit: $22,890 (Income x 6)

Keep in mind, these are just approximations. You could qualify to finance more than this, or less.

Apply online to learn how much car you can afford.

Documentation You Need

In order to avoid any hitches, be sure to provide the requested documentation when you buy your car. As a rule, your lender or dealer will request the following:

  • Personal Identification
  • Proof of Employment, Residence, and Insurance
  • List of Three Personal References

When you submit your application, we supply you with an auto finance specialist who’ll be able to fill in the details for you.

Tote The Note Car Lots in Staten Island, NY

Buy Here Pay Here Car Dealerships Staten Island NY
Get Pre-Approved!

Have you thought of getting your vehicle through a buy here pay here car lot in Staten Island? These types of Staten Island in house financing dealerships don’t rely on banks or investment companies to approve people for financing, so they’re able to assist a wider array of applicants.

Many people with really horrible credit believe that a buy here pay here car lot is the only real establishment that will approve their credit, despite the fact that there are a number of disadvantages:

  • High Financing Fees
  • In-Person Payments
  • Lack of Ability to Improve Credit Score

Cars in Staten Island That Suit Your Budget

You can easily purchase more car than is really required. Have a look at these estimates, demonstrating how much car the average Staten Island consumer can afford based on an income of $3,815 per month, a car payment that amounts to 8% of this income ($305), and a term of 5 years–the maximum length recommended.

Exceptional Credit Fair Credit Poor Credit
Payment $305 $305 $305
Interest Rate 3.50% 7.00% 11.00%
Term 60 Months 60 Months 60 Months
Down Payment $4,194 $3,853 $3,509
Borrowed Funds $16,777 $15,413 $14,037
Total Interest $1,535 $2,899 $4,275
Total with Interest $22,506 $22,165 $21,821
Vehicle Price $20,971 $19,267 $17,546


Zipcode Make Model Minimum Price Maximum Price Condition
Total Records Found: , showing 5 per page



No Records found