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Auto Loans in Hillsboro (OR)

Before the internet, getting a car financed with bad credit in Hillsboro, Oregon, was a serious pain – until we emerged as an industry-leader and streamlined the entire process. In order to help you, the applicant, we have dealerships in our network that specialize in bad credit in Hillsboro. In less than a minute, we can put you in touch with a car loan company who can finance you, no matter your credit.

Bad Credit Car Dealerships in Hillsboro, Oregon

You should keep away from buy here pay here car lots, which offer on-site auto loans, opting instead for more prominent dealerships that arrange loans through third-party lenders like banks and finance companies, which have a much better reputation for honest lending. Just like any bad credit loan, you can expect:

  • Interest rates that are steeper.
  • Down payments that are bigger.
  • Loans that are modestly-sized.

On the other hand, the experience is far better than that of a buy here pay here car lot, and your vehicle will likely cost you less in the end. Here at Motive Auto Finance, we work with many such dealerships, and they want to get you behind the wheel of the car you need. Go here to apply online.

No Money Down Auto Loans in Hillsboro

Do you need to finance a new car, but you don’t have the funds for a down payment? Banks and lenders like you to supply money down, mainly because it will reduce risk inherent in the loan, meaning a lower interest rate. We might able to help you finance a car in Hillsboro without a down payment, but typically a down payment makes sense.

Tote The Note Dealerships in Hillsboro, OR

Hillsboro Buy Here Pay Here

Maybe you’ve thought of getting approved through a buy here pay here dealer in Hillsboro? These Hillsboro in house financing car lots provide auto loans on site, often with no a credit check. Since they don’t depend on a bank or investment company to approve the applicants, they can service a larger array of borrowers.

For folks who’ve got really bad credit, Hillsboro in house financing dealerships are often the only way to go, despite the fact that the cost of your vehicle will be inflated on account of exorbitant interest charges, and chances are your credit rating won’t go up since these car lots rarely work with the credit bureaus.

Cars in Hillsboro That Suit Your Budget

Take care not to finance more car than is really required. This chart shows how much the Hillsboro consumer ought to spend based on a monthly income of $4,505, a payment of $360, and a finance term of 5 years.

Good Credit Decent Credit Poor Credit
Car Payment $360 $360 $360
Loan Rate 3.50% 7.00% 11.00%
Term Length 60 Months 60 Months 60 Months
Money Down $4,953 $4,550 $4,144
Amount Borrowed $19,811 $18,201 $16,576
Interest Paid $1,813 $3,423 $5,048
Price with Interest $26,577 $26,174 $25,768
Car Price $24,764 $22,751 $20,720

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